Our Independent Financial Advisors will provide a comprehensive review of your personal or company circumstances, which include:-
Your financial future, this helps us to tailor the right strategy for your needs
Your retirement plans and pension products
Your tax liabilities and how we can reduce them
The performance and spread of risk in your investment holdings
Areas wherein you hold personal risk and what we can do to minimise this risk
The need for any Trust planning
As Independent Financial Advisors we will look at a huge range of products to suit your needs, including but not limited to:-
SIPPs and SSAS Pensions
Investments into stocks and shares
Business Protection, including Relevant Life and Key Person plans
- Life Insurance, Critical Illness, Income Protection and Private Medical Insurance
ISAs and GIAs
The first meeting will always be at the advisor’s expense and there is no obligation on either side to continue to do business after this meeting.
Confirmation of our fees will be outlined after this meeting if Charles Dean can help you with your needs and objectives.
Past performance is used as a guide only; it is no guarantee of future performance
The value of your investment and any income from it may go down as well as up. You may not get back the original amount you invested
Estate Planning /Tax
Tax treatment depends on individual circumstances. Both your circumstances and tax rules may be subject to change in the future. Not all areas of Estate Planning or tax planning are regulated by the Financial Conduct Authority.
If premium payments are not maintained, the benefits of the plan will be put at risk. If premium payments cease altogether, the benefits of the plan will cease. The cover may be less than you need if you do not review it regularly.
VCT investments are high risk and not appropriate for everyone. It’s important you understand the risk of investing in a VCT. Note that the value of your investment may go down as well and up and you may not get back the full amount you invested. Also, tax rules and regulations depend on personal circumstances and are subject to change.
Financial Ombudsman Service
Complaints about regulated activities that Charles Dean Ltd has permissions for may be covered by the Financial Ombudsman Service (FOS). If you have complained to the firm and we haven’t responded or you aren’t satisfied with the response, you can contact the Financial Ombudsman Service for help. More information can be found at https://www.financial-ombudsman.org.uk/